Student Health Insurance Plan
The University of Nevada, Reno requires that all Graduate students enrolled in 6 or more credit hours be covered by a health insurance plan. All eligible grad students are automatically enrolled in the UNR sponsored Student Health Insurance Plan unless they choose to submit an insurance waiver of comparable coverage.
Eligible students will be charged a Health Insurance Fee for the Fall and Spring/Summer terms. All students who have the student health insurance plan during Fall 2015 term will be covered through September 8th 2015, regardless of summer credit hours. This means that if you have paid the Spring/Summer Student health insurance charge, you will have continuous coverage throughout summer term, regardless of taking classes, traveling, or graduating.
What is Student Health Insurance?
Student Health Insurance is an affordable health insurance plan tailored to the health care needs of University of Nevada, Reno students. It features year-round, world-wide coverage using the UnitedHealthcare network, this means students can receive convenient, high quality care when they are sick or injured without having to be concerned about cost or availability of the care they need. The Student Health Insurance plan provides optimal coverage for services on campus and in the University of Nevada, Reno community in addition to peace of mind for both parents and students.
An added benefit to having the Student Health Insurance plan is that staff at the UNR Student Health Center, including the on-site UNR Health Insurance Coordinator, can offer students assistance with claims issues, insurance education and provide referrals to specialists if they need additional care that the UNR Student Health Center cannot provide.
Considering Waiving Out of Student Health Insurance?
If you already have a health insurance plan, i.e. from an employer, parent, spouse/partner, etc… and you plan on waiving out of the UNR Student Health Insurance plan, you should first make sure the insurance plan you carry provides coverage at least within a 50 mile radius of the University of Nevada, Reno area. Some insurance plans require that you visit their own network providers to receive care, (such as Kaiser or Nevada Health Plan), and in some cases, such networks may not be available within a reachable distance from UNR where you will be spending most of your time while attending school.
If you have verified that network coverage is available within the University of Nevada, Reno area, please be prepared to answer the below questions which you’ll be asked on the actual waiver form on the next screen. If you do not have the answers to the questions listed below, you should contact your insurance company to collect all the information prior to proceeding.
REMEMBER! You can only submit the waiver ONE time. Once waiver has been submitted you’ll receive a “Waiver Accepted” or “Waiver Denied” page based on the answers provided on the waiver form. You will NOT be able to access the waiver system again to make any corrections, so it is important that you have all the correct information in advance of submitting the waiver.
Be prepared to respond to the following questions:
- Name of your insurance company
- Phone # of your insurance company
- Group and medical ID# of your insurance plan
- Does your plan provide Primary Care services within 50 miles of UNR?
- Does your plan provide Emergency Care within 50 miles of UNR?
- How much does your plan pay for Inpatient Hospitalization?
- What is your plan’s individual Annual Deductible per person?
- Does your plan provide Prescription Medication coverage?
If you are sure you want to waive, please have your health insurance policy information available and proceed to the on-line waiver form.